360°全方位財富管理

 透過紐約梅隆銀行，為您提供全球市場的接觸及投資者的保護

美國萬利理財提供全權委託組合管理服務，協助缺乏時間及市場資訊的客戶作出必要的投資決定。客戶可授權投資組合經理全權管理投資組合，運用理財的專業意見，以維繫客戶的最佳利益。投資組合經理將遵照客戶的投資目標、承受風險的程度、期望回報，代表客戶作出投資決定。

為何採用我們的全權委託組合管理服務?

- 專家管理：
萬利投資組合經理擁有專業的知識、技巧及經驗，由專家管理投資組合，可讓您放心委託

- 個人化方案：
為您度身訂做個人化的投資組合，深入分析您的整體財務狀況、投資目標、風險收益偏好等，滿足您的財務需要和目標

- 風險管理：
透過對沖技術廣泛分散您的投資組合，有效地使風險大減

- 節省時間：
把日常的資產管理工作委託予美國萬利投資專家，能節省您的寶貴時間，我們會以宏觀分析作出精明和理智的投資

With our discretionary Portfolio management service, you can delegate the daily management of your assets to our specialists, saving you time while ensuring professional supervision and active management of your fund portfolio.

Clients can authorize their portfolio managers to manage their account in full discretion and make investment decisions on behalf of the clients. Based on clients’ investment objectives, expected returns and risk appetite, our managers make investment decisions of clients’ best interest.

What are the benefits of our service?

- Professional management: 

Our fund managers with extensive knowledge, skills and experience provide you with professional portfolio management service, ensuring you a hassle-free life.

- Personalized solutions: 

With an in-depth analysis of your financial conditions, investment goals, preferences on risk and return, we will construct a tailor-made investment portfolio to fulfill your financial needs and objectives.

- Risk management: 

Our hedging techniques enable us to diversify the allocation of your asset, reducing the investment risk to minimal.

- Saving your time: 

Delegating your daily management of your assets to our fund managers saves your time and effort. Our specialists will carry out all necessary market research and analysis in order to manage your portfolio effectively.

· 新發行或市場流通之環球債券

· 由政府或企業發行

· 配備多種貨幣、不同年期、評級及票息率以供選擇

外匯

· 接受所有主要貨幣存款及進行交易： 美元、人民幣、歐元、英磅、加幣、 澳元等

存款證

· 由銀行發行

· 配備多種貨幣

· 存款期可選擇 1個月、3個月、半年及1年

結構性產品

· 股票或外匯掛鉤票據

尊享售後服務市場瞬息萬變，多元化的投資服務，才能滿足您不同的理財需要，把握投資機會。

交易時機

· 壹般交易日內指令截止日期為當天香港時間下午伍時，客戶得以佔盡時間優勢

· 美國交易所買賣基金(ETFs)及美國股票成交價為當天下達指令的開市價格

· 客戶亦可預先設定目標價位等侯系統自動完成交易

網上估值系統

Fund

· Over 5,000 offshore managed funds

· Over 1,610 Exchange Traded Funds (ETF)

Stock

· Global stocks: Hong Kong, U.S., U.K., Japan, Canada and ADRs etc

Bond

· Initial public offer or second hand global bonds

· Issued by government or corporation

· Various currencies, maturity, rating and coupons are available

Foreign Exchange

· Accept deposit and dealing of all major currencies, including: USD, RMB, Euro, GBP, CAD and AUD etc

Certificate of Deposit

· Issued by banks

· Available in various currencies

· Deposit duration available in 1, 3 , 6 months and 1 year

Structured Notes

· Equity or Currency Linked Notes

After-sales Services

"We Provide True Wealth Management.”

 Dealing

· In general, the daily cut off time is 5pm Hong Kong time, which can be a benefit on timing

· For U.S. ETFs and stocks, exchange prices will be based on the opening of market price, when dealing instruction received

· Or pre-set a target price of good-till-cancelled order, and wait for automatic execution

Online Valuation System

· 24-hour accessible online account services with latest assets value

· 網上估值系統每日24小時運作，客戶可以隨時登入查看最新資產價值便捷提款及付款 

Easy Withdrawal and Payment

選擇開設Corestone Account™戶口的客戶可以：

· 於全球超過175萬部PNC金融服務集團銀行及Allpoint網絡自動櫃員機直接以當地貨幣提款

· 使用Visa提款卡以美元直接消費

· 簽發美元支票

Clients opened a Corestone Account™ can:

· Withdraw cash in local currency from over number of 1.75 million ATMs from PNC Bank and Allpoint network world-wide

· Make purchases easily with Visa debit card

· Write cheque in US dollar

· 資產享有調撥自由，投資選擇更廣

遺產分配功能

· 如有需要客戶可預先訂立身故財產轉讓協議，並指定受益人及其分配比例

· 當客戶身故時，Pershing LLC會依據客戶所訂立的指示，妥善將財產分配予受益人

o 免除遺囑認證

o 免除法庭遺產頒令

稅務優惠

· 除美國股票及美國交易所買賣基金(ETF)的派息之外，非美國居民所持有之離岸資產均不需繳納任何美國稅項

投資匯款所有款項必須由客戶名下的銀行戶口直接存入Pershing LLC客戶的帳戶內付款方法：

· 港元支票

· 人民幣本票

· 美元或外幣電匯

 Offshore Asset

Offshore assets entitle the freedom of transfer and have a wider range of choices on investment products

Beneficiary Services

· Clients may sign an additional agreement over assets transfer on death and designate beneficiaries and their corresponding percentage

· Upon receipt of notice of account holder's death, Pershing LLC will distribute the assets in the account to the designated beneficiaries

o Without requiring certification of the will

o Without requiring instruction from a will or a court order

Tax Advantage

For non-US resident, their offshore asset is not subject to any taxation in US, but this benefit does not apply on dividends from both U.S. stocks and U.S. ETFs ( Exchange Traded Funds)

Investment Capital Pays In

All Payments to Pershing LLC must be transferred from clients’ bank accounts directly

Payment method:

· HKD Cheque

· CNH Bank Draft

· Telegraphic Transfer of USD or other currencies

360理財策劃服務

Asset management 360 services

美國萬利為客戶提供360°財富咨詢服務：策劃服務及投資顧問服務。

 專業

多年豐富及全面的財富經驗，獨到的金融市場及環球經濟分析，靈活的投資策略及嚴謹風險評估

 獨立

獨立於所有保險公司及金融機構

客觀的分析及投資建議

 成功秘訣

 分析您的狀況

成功理財策劃的第壹步是要分析妳現的狀況及妳想達到的目標。要做到這壹點，妳的理財策劃顧問將為妳分析，並為妳準備以下報告：

•個人資產負債表
•退休計劃分析
•家庭需要分析
•投資組合分析
•教育基金分析
•遺產轉讓分析

決定妳目標
直到妳知道自己最終的理財策劃目標前，妳不能達至成功。因此，我們將幫助妳：
•定立明確的目標
•為妳的目標定立優先次序
•評估妳的投資心態